It all depends. Most homeowner’s insurance will cover your Manassas, VA home if a sudden and accidental occurrence causes water damage. These occurrences include a pipe that bursts or a type of overflow, such as an air conditioning that malfunctions. If the source of your mold is a peril that is already covered in your homeowner’s insurance, such as water damage, then most accidents should be covered. What this means for you is that if mold growth develops from an accident, mold removal would most likely be covered under your insurance policy and any property damage from the mold to your home in Manassas, VA.
Some examples of when your homeowner’s insurance policy may cover mold removal—
- If your water heater ruptures and the water spread over your floor causes mold growth to the flooring and surrounding walls, mold removal should be covered.
- If your Manassas, VA house caught on fire and the water that was used to put out the fire causes mold, mold removal, in this instance, should be covered by your homeowner’s insurance.
- Suppose your dishwasher malfunctioned and flooded the kitchen floor at your home in Manassas, VA, resulting in mold growth. In that case, your homeowner’s insurance should cover mold removal and any damage caused to your property.
Because mold damage can be outrageously expensive, most insurance policies have a limited amount of what they will pay out for mold removal and property damage. In places prone to mold, such as in Florida, you can purchase mold coverage above the amount they cover, but it could become costly. The best way to prevent mold removal is to be aware of all appliances that use water, check for water leaks under sinks, around the washing machine, and dishwater. Taking extra precautions can save you a lot of headaches that could leave you with an empty pocketbook when dealing with excessive mold damage at your home in Manassas, VA.
If you notice any mold growth around your home in Manassas, VA, call the experts at Envirotex Environmental Services. They will be glad to help rid your home of any mold growth that could potentially be a concern for your family’s health and destructive to your property.